Encompass Lending with Toby Thurman

As first time new home buyers Toby Thurman at Encompass Lending did an amazing job as our loan originator! Toby’s communication with me and my wife, our realtors, and the sellers lending and title company was absolutely invaluable and a large reason in us being able to have such a positive home buying experience. Toby walked us through every step of the process patiently and respectfully. He was a staunch advocate for us in getting a 2-1 buydown along with helping and vouching for us despite having an employment change so close to our closing date. Toby has a team of people who worked behind the scenes for all the documentation and it made things so much easier and efficient. Toby was honest, hard working, and always available as a resource from beginning to end, and even after closing. We found him through the Home Town Heroes program and would recommend him at the drop of a hat to anyone interested in looking for a home or lending company in the area.

Toby went above and beyond to help our family with the purchase of our dream home! He was always available when we had questions (which we had a lot!) and was kind and patient. Could not recommend him enough!! Thank you, Toby

Working with Toby was smooth. Things went so well, and we've made a new friend! He was so readily available to answer questions and to help put us at ease with any question we had about the loan or the process. It was a very fast close, which was even better! I intend to recommend Toby to pretty much everyone I know.

I think in this industry it's hard to find folks that actually find joy in seeing their clients succeed. But then there is Toby Thurman. Toby is truly good at what he does and will give you all he's got. It seems like he has seen just about every scenario there is in a lending process, and he really looks after his clients. We had a challenging property we were closing on and I don't think we'd have gotten there without his help. I really cant recommend Toby enough.

Toby is a delight to work with. He is very friendly, always available, and incredibly knowledgable throughout the entire process. He answered our questions in a very quick and timely fashion and made us feel comfortable in our understanding of every step. I would highly recommend doing business with Toby if you have the opportunity.

Toby was great to work with! He's super responsive, thorough, and happy to answer any questions we had throughout the process - would recommend to anyone.

Toby was a delight to work with! When I approached him with my situation, he was knowledgeable and was able to suggest an option that would work best for me. He was so patient and kind as he walked me through this process.

If you're looking for a lender who can part the Red Sea again, Toby is your man. His team worked tirelessly for us to get us into our home. The communication was superb, and he found several ways to save us money in the process. We could not be more satisfied.

Toby was great! He was quick with his responses and very helpful throughout the entire process. He also made everything clear and easy to understand. No bad things to say. Highly recommend!

Toby was a delight to work with! When I approached him with my situation, he was knowledgeable and was able to suggest an option that would work best for me. He was so patient and kind as he walked me through this process.

Toby is the kind of man who cares about those he serves, and is very genuine in his desire to help. He has years of experience and a world of knowledge that is very beneficial. I highly recommend Toby!